Guaranteed Tax-Deferred Investment Products

"People are looking for saftey, security and long-term guaranteees."

Deferred and Immediate Fixed Annuities

Your reasons for wanting to accumulate money or guarantee a fixed income stream are your business. Helping you accomplish your goals are RetirementGuard's business. A a deferrred fixed annuity can be a sensible way to make your money grow, because:

Your annuity's growth is tax-deferred:
As long as money remains in an annuity contract, its growth is tax-deferred. That means you pay no income tax on the growth of your annuity until you withdraw part of its value or surrender (cancel) the contract. You get interest on your interest, which can help you reach your goal faster. Withdrawals will be subject to ordinary income taxes when you take withdrawals or receive money from your annuity. In addition to taxes, withdrawals may be subject to a 10% federal tax penalty if taken prior to age 59 1/2.

Your interest rate is guaranteed for the period of time you choose.
This assures your annuity's growth due to interest will be predictable during the guarantee period you choose. Ask us to show you how your annuity might grow over time.

Your annuity can offer a unique benefit:
It can provide a stream of income that is guaranteed for as long as you live, or for specific periods of time.