Brown University - Massachusetts Mutual Life Insurance Company (MassMutual)

Massachusetts Mutual Life Insurance Company (MassMutual)

MassMutual has among the highest financial ratings in the long-term care insurance industry. Importantly, they also have among the lowest claims ratio losses in the industry and have never increased premium rates. Loss ratios are important; because many of the companies that are seeking rate adjustments have high loss ratios, on a book that has not matured from a claims perspective.

For more detailed information on this matter, call us or e-mail us at helpme@retirementguard.com.

MassMutual is literally owned by their policyholders (see here) which provides an additional level of premium rate security. In these uncertain times- we are very comfortable with their history and service.