BIDMC - About the Plan

What Is Different (Better) About This Plan?

Two things differentiate this plan from other programs available to you. The first differentiator is all about price. Allianz Life has very strong financial ratings and discounted rates for BIDMC employees and their families. Beyond the discount, Allianz Life's lower load pricing, for most people, is meaningfully less expensive than anything currently available from any major company committed to the long-term care insurance market.

This plan is portable, should you leave for any reason. In addition, market research indicates that most people purchase insurance not because they envision themselves in nursing homes, but rather because they do not envision themselves in nursing homes! They seek quality care at home, and hope never to be institutionalized. With this fact in mind, the BIDMC plan offers richer, more liberal provisions for home health care than are offered through other plans. Cash benefits are available, providing greater flexibility than can be offered from other programs available to you.

You can have cash to pay for the care you need, when you need it.